According to the insurance provider
Ontario Blue Cross, travel insurance coverage that includes trip
cancellation or trip interruption will reimburse policyholders for their
expenses as long as it was purchased before the Canadian authorities issued an advisory to “avoid all travel” or “avoid all non-essential travel.”
John Shmuel, managing editor at
Lowestrates.ca, said that whether or not insurance will cover disease
outbreak is less about the corona virus itself
being covered, as much as it is the conditions surrounding when a
person is traveling — in this situation, flying to a country for which
the Government of Canada has issued a travel advisory, specifically China.