Thursday, February 6, 2020

Coronavirus outbreak highlights need for travel insurance


The Public Health Agency of Canada — along with other agencies around the world — has issued a notice to avoid all non-vital journey to China, with another notice to avoid all travel to Hubei Province, the epicenter of the outbreak.

According to the insurance provider Ontario Blue Cross, travel insurance coverage that includes trip cancellation or trip interruption will reimburse policyholders for their expenses as long as it was purchased before the Canadian authorities issued an advisory to “avoid all travel” or “avoid all non-essential travel.”

John Shmuel, managing editor at Lowestrates.ca, said that whether or not insurance will cover disease outbreak is less about the corona virus itself being covered, as much as it is the conditions surrounding when a person is traveling — in this situation, flying to a country for which the Government of Canada has issued a travel advisory, specifically China.


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